The Best Car Insurance in Georgia for 2023
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As a driver in Georgia, it makes sense that you would want to find the best car insurance available in your state. But because so many different factors go into choosing an insurance company, it can be hard to know which “best” option is actually the best for your situation.
To make it easier for you, NerdWallet analyzed 34 car insurance companies in Georgia to find the top picks for the following categories:
And if you’d rather browse a full list of the best car insurance companies in Georgia, you can jump to the bottom of the page.
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Best car insurance in Georgia overall
Out of 34 eligible car insurance companies, Nationwide and Progressive tied for the highest overall star rating for Georgia drivers. Our star ratings focus on some of the most common factors that could affect customer experience.
Read our Nationwide auto insurance review and our Progressive auto insurance review to see why these two insurers come out on top.
Nationwide
Discounts
Ease of use
NAIC complaints
Nationwide
Discounts
Ease of use
NAIC complaints
Progressive
Discounts
Ease of use
NAIC complaints
Progressive
Discounts
Ease of use
NAIC complaints
» MORE: The best car insurance companies
Best Georgia car insurance for your budget
Out of the 34 companies we looked at to find the best car insurance in Georgia, Auto-Owners is the cheapest option on our list of insurance companies rated 4.5 or higher. Our analysis showed that the average rate for full coverage insurance from Auto-Owners is $1,172 per year or $98 per month for Georgia drivers. (Your rate may be different.)
Read our Auto-Owners insurance review to learn more.
We don’t have data for every single company that offers coverage in Georgia, so compare car insurance rates from several companies to make sure Auto-Owners is actually the cheapest for you.
Check out NerdWallet’s analysis of cheap car insurance in Georgia for a detailed breakdown of the most affordable insurers in your state.
Auto-Owners Insurance
Discounts
Ease of use
NAIC complaints
Auto-Owners Insurance
Discounts
Ease of use
NAIC complaints
Best Georgia car insurance for customer satisfaction
Country Financial is the best car insurance company for Georgia drivers when it comes to customer satisfaction. This is based on a comparison across auto insurers with a NerdWallet 5.0-star rating that operate in Georgia.
Country Financial had the fewest number of complaints to state regulators for a company of its size, and you can learn more in our Country Financial auto insurance review.
Country Financial
Discounts
Ease of use
NAIC complaints
Country Financial
Discounts
Ease of use
NAIC complaints
Best Georgia car insurance for ease of use
State Farm is the best car insurance company in Georgia when it comes to ease of use. State Farm customers can manage their policy and submit claims online, and the mobile app has excellent user ratings for both iOS and Android devices.
You can learn about more features in our State Farm auto insurance review.
State Farm
Discounts
Ease of use
NAIC complaints
State Farm
Discounts
Ease of use
NAIC complaints
Full list of the best car insurance companies in Georgia
Out of all 34 car insurers NerdWallet analyzed, here is the full list of the best car insurance companies in Georgia, all with a NerdWallet star rating of 4.5 or higher.
Company | Star rating |
|---|---|
Acuity | 4.5 NerdWallet rating |
USAA* | |
*USAA is available only to active-duty military members, veterans and their families. | |
Auto insurance ratings methodology
NerdWallet’s auto insurance ratings reward companies for customer-first features and practices. Ratings are based on weighted averages of scores in several categories, including financial strength, consumer complaints and discounts. Our “ease of use” category looks at factors such as website transparency and how easy it is to file a claim. Using our editorial discretion, we also consider customer satisfaction surveys. These ratings are a guide, but we encourage you to shop around and compare several insurance quotes to find the best rate for you. NerdWallet does not receive compensation for any reviews. Read our editorial guidelines.
Insurer complaints methodology NerdWallet examined complaints received by state insurance regulators and reported to the National Association of Insurance Commissioners in 2019-2021. To assess how insurers compare with one another, the NAIC calculates a complaint index each year for each subsidiary, measuring its share of total complaints relative to its size, or share of total premiums in the industry. To evaluate a company’s complaint history, NerdWallet calculated a similar index for each insurer, weighted by market shares of each subsidiary, over the three-year period. NerdWallet conducts its data analysis and reaches conclusions independently and without the endorsement of the NAIC. Ratios are determined separately for auto, home (including renters and condo) and life insurance.
Average rates methodology For our “good driver” profile, NerdWallet averaged insurance estimates from an average of 14 insurers in each state and Washington, D.C., for single male and female drivers with good credit and no tickets or violations. The analysis included 5-10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not available.
These are rates generated through Quadrant Information Services. Your own rates will be different.
